In a large mixing bowl, first, take the milk and mix in the instant chocolate pudding. Use a hand mixer and beat the mixture on a medium/high setting for about 2 minutes.
In another mixing bowl, beat the softened cream cheese on a medium/high setting for approximately 1 minute until it starts to become fluffy.
Now, add in 1 cup of the previously prepared pudding to this mix.
Continue beating until both are combined and you achieve a smooth texture.
Add a generous dollop of the cream cheese and pudding mixture at the base of your serving cup.